This covers you against accidental death or permanent disability due to an accident or illness.
A number of policies can be provided which include:
Individual Personal Accident and Sickness - covers the single worker who is either a small business operator or self-employed.
Group Personal Accident - covers persons employed by businesses and members of an association.
Whether it's a trip overseas or within Australia, have peace of mind by taking out a Travel Insurance policy to cover your exposures. Policies can automatically cover items such as:
Corporate Travel - covers the business traveller anywhere in the world plus associated personal travel.
Expatriate Medical - covers workers who are working outside of Australia.
Inpatriate Medical - covers overseas workers who are temporarily working within Australia.
Journey cover - covers employees travelling between home and their place of work.
Sports Injury - covers members of sporting clubs while participating in associated activities.
Voluntary Workers - covers individuals or groups whilst undertaking voluntary work.
Do you live on a rural block or operate a farm? Then this type of insurance will suit you. Policies have a number of sections including: